Life Assurances

 

Protecting you and your family against life’s uncertainties.

Not a subject any of us like to discuss but a great way to give you peace of mind, should the worst happen! It’s bad enough that you have to deal with the loss of a loved one but you don’t want the added stress of extra financial worries.

Life Assurance is also commonly referred to as life insurance, mortgage protection, term assurance, life cover, death cover, family cover, funeral cover or even a death policy!

Some people are of the opinion that it is only for people with families to protect, or mortgages to protect. In actual fact we have seen more and more single people taking out low level cover to ensure their parents or partner are left without any debt should the worst happen.

It is an easy and relatively inexpensive way to actually have something to leave behind in your estate to provide for your loved ones financially even after you are gone! Lets face it there are very few of us that have plenty of money tucked away to cope with the financial loss of a partner! Did you know that the benefit is currently paid tax free? That’s right under current legislation the government does not get a penny and it all goes to your family, loved one, named beneficiary.

The majority of us have life assurance in connection with mortgages but it is important that you review this on a regular basis. We will not be influenced by price alone! We check the financial strength of the company especially in the current economic climate. We will also look at their paid claims history, why pay the premiums if there is a chance the company will not pay the claim? You may be surprised to know that the providers customer service standard is also important to us!

At Hughes Financial we pride ourselves in our extensive knowledge of the markets and constantly strive to find the best cover at a competitive price. Contact us for further information and quotes.

Give us a call on 028 9181 5928 or drop us an e-mail.