About Us

At Hughes Financial Services we have a team of highly trained and experienced professionals across all financial disciplines. We ensure that at all times our clients - both corporate and individual -receive benefits and services that represent the best value for money available. We provide advice to companies and their employees throughout Northern Ireland

Financial Planning for your Company

Forward thinking employers understand the value to the company of a first class employee benefits package not only to meet corporate, financial, operational and HR objectives but also to develop a committed and dedicated workforce and senior management team. A modern benefits package is a tried and tested method of increasing staff loyalty and recruiting and retaining top quality staff.

At Hughes Financial Services we provide an impartial, independent and bespoke service to companies of all sizes through the provision of employee benefits and financial services tailored to the requirements of your company and to the needs of your staff.

With over 30 years of experience behind us we also understand that when a company allocates valuable resources to employee benefits they want to know that their staff understands and appreciates them. We therefore ensure the benefits are communicated effectively and continuously to achieve this goal.

Pension Arrangements

Your pension scheme is likely to represent the most valued employee benefit after the salary itself. A modern scheme with an effective, continuous and appropriate communications service ensures:
• Employees understand and value the pension scheme and appreciate what their employer is doing for them.
• Employers benefit from enhanced staff loyalty and are free to get on with running the business.
We strive to improve cost effectiveness as well as the employee awareness and appreciation.

This may involve a subtle change, more extensive improvements, or possibly the implementation of a modern, efficient replacement scheme.
With our considerable experience we can identify the best scheme for your company and ensure it is offered on the most competitive terms available.
Put simply, we will help you maximise the value and minimise the cost of your company’s pension and benefit arrangements.

And as an exciting bonus ...

.....We can help you to increase your employers’ pension through the ‘salary sacrifice’ option. This is a special arrangement, recognised by the Inland Revenue, that enables you to boost your employees’ pension funds by over 31% at no extra cost to you or the scheme members. This highly successful strategy helps members maximize the efficiency of their pension scheme and creates invaluable additional individual income in retirement.

Scheme Management

Whether you face changes in your company’s circumstances, changes in market conditions or the new legislation of 2012 when it is proposed that employers will gradually become obliged to contribute towards their employees retirement benefits, we will work with you to enable you and your staff to react appropriately - and with confidence!

Business Protection

Running your own business may leave you little time to consider your financial future but what would you do if a critical illness such as a heart attack or stroke, forced you to be absent from work for a period of weeks or months – could you afford to maintain your lifestyle? Could your business continue to exist? These days, more and more people survive critical illnesses and recover – only to find that their livelihood has suffered in the meantime.

If the worst should happen and your business is not fully protected, your family could be left without enough money to pay the day to day expenses. Chances are that you have covered the tangible assets of your business, such as the buildings, machinery and even vehicles. But have you protected yourself?

And what about the people who keep your business running; those who are key to the continued success of your business? Do you have an employee whose continued absence might seriously impact your business’ profits?

Whether it’s for you, your business partner, or even a key employee, it’s important that you think about Business Protection. Business Protection is a way of protecting your business in the event that you, a key person, partner or director should die or be diagnosed with a critical illness. It helps to ensure your business can continue trading without that person there.